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City comparison

Puerto Varas vs Cartagena

In short

Calculated from the figures below, with no overall “who wins” score.

  • Rent

    in Puerto Varas cheaper — −56%

  • Family budget

    in Cartagena cheaper — −6%

  • Ready-made house

    in Puerto Varas cheaper — −9%

In numbers

Exchange rate as of the date each figure was checked.

  • House or apartment rent

    per month
    Puerto Varas≈ $657–759CLP 650–750k
    cheaper by 56%
    Cartagena≈ $1,070–2,140COP 3.5–7.04M
  • Family groceries

    per month
    Puerto Varas≈ $374CLP 369,308
    Cartagena≈ $290COP 953,232
    cheaper by 22%
  • Family budget

    per month
    Puerto Varas≈ $679CLP 671,031
    Cartagena≈ $639COP 2,099,220
    cheaper by 6%
  • Winter

    average
    Puerto Varas6 °C6 °C
    Cartagena24–31 °C24–31 °C
  • Precipitation

    per year
    Puerto Varas1,565.6 mm1,565.6 mm
    Cartagena1,017 mm1,017 mm
  • Ready-made house

    purchase
    Puerto Varas≈ $245–374kCLP 242,527,465–369,546,087
    cheaper by 9%
    Cartagena≈ $228–453kCOP 750–1,487.5M

By topic

A quick look at each city. Details and sources are on the city page.

Daily life

Puerto Varas

City size

The 2024 census counted 52,942 people in the commune of Puerto Varas. Next door is Puerto Montt with 277,040 people, the airport and a large hospital.

OfficialINE: first results of the 2024 census for the Los Lagos region · checked 6 Oct 2026

Everything about daily life in Puerto Varas →

Cartagena

Nothing yet

Housing

Puerto Varas

Long-term rent

A two-bedroom apartment is 650–750 thousand pesos a month (about 720 dollars). A three-bedroom house is mostly 620 thousand to 1.3 million, median 900 thousand.

SpecialistChilepropiedades: apartments for long-term rent in Puerto Varas, all 55 listings · checked 6 Oct 2026

Building plot

A 5,000 m² plot (parcela de agrado) in listings costs 41–136 million pesos, median about 76 million (78 thousand dollars). In gated communities 100–300 million.

SpecialistChilepropiedades: plots (parcelas) for sale in the commune of Puerto Varas, first five pages (50 listings out of 260) · checked 6 Oct 2026

Buying a house

A three-bedroom house in listings costs 243–370 million pesos, median about 327 million (336 thousand dollars). There are few offers under 200 million.

SpecialistChilepropiedades: houses for sale in the commune of Puerto Varas, first five pages (50 listings out of 305) · checked 6 Oct 2026

Everything about housing in Puerto Varas →

Cartagena

Three-bedroom rent

A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.

SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026

Buying an apartment

A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.

SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026

Everything about housing in Cartagena →

Money and prices

Puerto Varas

Groceries for a family

The minimum food basket costs 92,327 pesos per person a month, about 369 thousand for four (380 dollars). The figure is national.

OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026

Budget for a family of four

The poverty line for a family of four without rent is 671,031 pesos a month. With rent, food, electricity and internet it comes to about 1.1–1.4 million, without heating.

OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026

Everything about money and prices in Puerto Varas →

Cartagena

Groceries for a family

The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.

OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026

Family budget per month

A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.

OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026

Everything about money and prices in Cartagena →

Family and kids

Puerto Varas

Private schools

The town has the German School and Colegio Puerto Varas. They do not publish tuition openly; only the application fee is visible: 1.5–2 UF.

OfficialColegio Alemán de Puerto Varas: letter to applicant families, admission for 2027 · checked 6 Oct 2026

Everything about family and kids in Puerto Varas →

Cartagena

Nothing yet

Healthcare

Puerto Varas

Local healthcare

The town has the accredited private high-complexity Clínica Puerto Varas. A large public hospital is in neighbouring Puerto Montt.

OfficialSuperintendencia de Salud: register of accredited healthcare providers in the Los Lagos region · checked 6 Oct 2026

Everything about healthcare in Puerto Varas →

Cartagena

The city's main hospital

Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.

SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026

Everything about healthcare in Cartagena →

Transport

Puerto Varas

Roads and airport

Nearest airport: El Tepual near Puerto Montt, flights to Santiago by LATAM, Sky and JetSMART. By bus Santiago is 899 km, from 11 h 20 min, from 16 thousand pesos.

SpecialistCheckMyBus: buses Santiago – Puerto Varas, timetable and prices · checked 6 Oct 2026

Everything about transport in Puerto Varas →

Cartagena

Rafael Núñez Airport

In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.

OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026

Everything about transport in Cartagena →

Climate

Puerto Varas

Winter climate

The mean temperature in July 2026 near Puerto Montt was 6.2 °C: about 11 by day, about 2–3 at night. Frosts are common; the coldest night was minus 4.5 °C.

OfficialChilean Meteorological Office: July 2026 temperature, El Tepual Puerto Montt Ap. station, code 410005 · checked 6 Oct 2026

Rainfall and seasons

The 1991–2020 normal is about 1,566 mm a year, with rain in every month: from 69 mm in February to 213 mm in June. 2025 had 160 days with at least 1 mm.

OfficialChilean Meteorological Office: 2025 rainfall and the 1991–2020 normal, El Tepual Puerto Montt Ap. station, code 410005 · checked 6 Oct 2026

Everything about climate in Puerto Varas →

Cartagena

Hot all year round

There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.

OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026

Precipitation and seasonality

About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.

OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026

Everything about climate in Cartagena →

Safety

Puerto Varas

Homicides

In 2025 the commune of Puerto Varas had two homicides, neighbouring Puerto Montt 16. The Los Lagos region had 4.5 per 100 thousand residents against 5.4 nationally.

OfficialReport on homicide victims in Chile for 2025, with figures by region and commune (published on the Fiscalía website) · checked 6 Oct 2026

Volcanoes

The Calbuco and Osorno volcanoes are nearby. SENAPRED has a separate evacuation plan for Puerto Varas in case of a Calbuco eruption and a plan for the Osorno volcano.

OfficialSENAPRED: evacuation plans for the Los Lagos region, including for volcanic eruptions · checked 6 Oct 2026

Everything about safety in Puerto Varas →

Cartagena

Homicides

According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.

OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026

Everything about safety in Cartagena →

Internet and phone

Puerto Varas

Internet

Fibre from 12,990 pesos a month on promotion; the median price after the promotion is 26,990 (about 28 dollars). Tariffs are national; availability is checked by address.

SpecialistRedify: catalogue of home fibre internet plans in Chile, October 2026 · checked 6 Oct 2026

Everything about internet and phone service in Puerto Varas →

Cartagena

Nothing yet

Services

Puerto Varas

Electricity (SAESA)

SAESA electricity from 1 October 2026: 264.8 pesos per kWh with IVA plus 1,242 a month. 300 kWh is about 80.7 thousand pesos (83 dollars), cheaper than Valparaíso.

OfficialSAESA: electricity tariffs for regulated customers from 1 October 2026, table by commune · checked 6 Oct 2026

Everything about services in Puerto Varas →

Cartagena

Water and sewerage

Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.

OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026

Piped gas from Surtigas

Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.

OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026

Electricity from Afinia

Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.

SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

Everything about services in Cartagena →

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