Puerto Varas vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Puerto Varas cheaper — −56%
Family budget
✓in Cartagena cheaper — −6%
Ready-made house
✓in Puerto Varas cheaper — −9%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Puerto Varas≈ $657–759CLP 650–750kcheaper by 56%Cartagena≈ $1,070–2,140COP 3.5–7.04MFamily groceries
per monthPuerto Varas≈ $374CLP 369,308✓Cartagena≈ $290COP 953,232cheaper by 22%Family budget
per monthPuerto Varas≈ $679CLP 671,031✓Cartagena≈ $639COP 2,099,220cheaper by 6%Winter
averagePuerto Varas6 °C6 °CCartagena24–31 °C24–31 °CPrecipitation
per yearPuerto Varas1,565.6 mm1,565.6 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Puerto Varas≈ $245–374kCLP 242,527,465–369,546,087cheaper by 9%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Daily life
Puerto Varas
The 2024 census counted 52,942 people in the commune of Puerto Varas. Next door is Puerto Montt with 277,040 people, the airport and a large hospital.
OfficialINE: first results of the 2024 census for the Los Lagos region · checked 6 Oct 2026
Cartagena
Nothing yet
Housing
Puerto Varas
A two-bedroom apartment is 650–750 thousand pesos a month (about 720 dollars). A three-bedroom house is mostly 620 thousand to 1.3 million, median 900 thousand.
SpecialistChilepropiedades: apartments for long-term rent in Puerto Varas, all 55 listings · checked 6 Oct 2026
A 5,000 m² plot (parcela de agrado) in listings costs 41–136 million pesos, median about 76 million (78 thousand dollars). In gated communities 100–300 million.
SpecialistChilepropiedades: plots (parcelas) for sale in the commune of Puerto Varas, first five pages (50 listings out of 260) · checked 6 Oct 2026
A three-bedroom house in listings costs 243–370 million pesos, median about 327 million (336 thousand dollars). There are few offers under 200 million.
SpecialistChilepropiedades: houses for sale in the commune of Puerto Varas, first five pages (50 listings out of 305) · checked 6 Oct 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Puerto Varas
The minimum food basket costs 92,327 pesos per person a month, about 369 thousand for four (380 dollars). The figure is national.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026
The poverty line for a family of four without rent is 671,031 pesos a month. With rent, food, electricity and internet it comes to about 1.1–1.4 million, without heating.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Puerto Varas
The town has the German School and Colegio Puerto Varas. They do not publish tuition openly; only the application fee is visible: 1.5–2 UF.
OfficialColegio Alemán de Puerto Varas: letter to applicant families, admission for 2027 · checked 6 Oct 2026
Cartagena
Nothing yet
Healthcare
Puerto Varas
The town has the accredited private high-complexity Clínica Puerto Varas. A large public hospital is in neighbouring Puerto Montt.
OfficialSuperintendencia de Salud: register of accredited healthcare providers in the Los Lagos region · checked 6 Oct 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Puerto Varas
Nearest airport: El Tepual near Puerto Montt, flights to Santiago by LATAM, Sky and JetSMART. By bus Santiago is 899 km, from 11 h 20 min, from 16 thousand pesos.
SpecialistCheckMyBus: buses Santiago – Puerto Varas, timetable and prices · checked 6 Oct 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Puerto Varas
The mean temperature in July 2026 near Puerto Montt was 6.2 °C: about 11 by day, about 2–3 at night. Frosts are common; the coldest night was minus 4.5 °C.
OfficialChilean Meteorological Office: July 2026 temperature, El Tepual Puerto Montt Ap. station, code 410005 · checked 6 Oct 2026
The 1991–2020 normal is about 1,566 mm a year, with rain in every month: from 69 mm in February to 213 mm in June. 2025 had 160 days with at least 1 mm.
OfficialChilean Meteorological Office: 2025 rainfall and the 1991–2020 normal, El Tepual Puerto Montt Ap. station, code 410005 · checked 6 Oct 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Puerto Varas
In 2025 the commune of Puerto Varas had two homicides, neighbouring Puerto Montt 16. The Los Lagos region had 4.5 per 100 thousand residents against 5.4 nationally.
OfficialReport on homicide victims in Chile for 2025, with figures by region and commune (published on the Fiscalía website) · checked 6 Oct 2026
The Calbuco and Osorno volcanoes are nearby. SENAPRED has a separate evacuation plan for Puerto Varas in case of a Calbuco eruption and a plan for the Osorno volcano.
OfficialSENAPRED: evacuation plans for the Los Lagos region, including for volcanic eruptions · checked 6 Oct 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Puerto Varas
Fibre from 12,990 pesos a month on promotion; the median price after the promotion is 26,990 (about 28 dollars). Tariffs are national; availability is checked by address.
SpecialistRedify: catalogue of home fibre internet plans in Chile, October 2026 · checked 6 Oct 2026
Cartagena
Nothing yet
Services
Puerto Varas
SAESA electricity from 1 October 2026: 264.8 pesos per kWh with IVA plus 1,242 a month. 300 kWh is about 80.7 thousand pesos (83 dollars), cheaper than Valparaíso.
OfficialSAESA: electricity tariffs for regulated customers from 1 October 2026, table by commune · checked 6 Oct 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

