Punta del Este vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Punta del Este cheaper — −62%
Family groceries
✓in Cartagena cheaper — −47%
Ready-made house
✓in Cartagena cheaper — −38%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Punta del Este≈ $576–628UYU 23,083–25,177cheaper by 62%Cartagena≈ $1,070–2,140COP 3.5–7.04MFamily groceries
per monthPunta del Este≈ $541–561UYU 21,684–22,484✓Cartagena≈ $290COP 953,232cheaper by 47%Winter
averagePunta del Este9–14 °C9–14 °CCartagena24–31 °C24–31 °CPrecipitation
per yearPunta del Este1,011 mm1,011 mmCartagena1,017 mm1,017 mmReady-made house
purchasePunta del Este$138–967k$138–967k✓Cartagena≈ $228–453kCOP 750–1,487.5Mcheaper by 38%
By topic
A quick look at each city. Details and sources are on the city page.
Daily life
Punta del Este
Maldonado is the fastest-growing department in the country, 212,951 residents in the 2023 census. It grows through the arrival of Uruguayans and foreigners.
OfficialINE: final results of the 2023 census, population by department · checked 29 Sep 2026
In summer the city lives on tourists: 1.3 million of them entered the country in December–February, and Punta del Este is the main destination. A two-bedroom apartment for half of January rents for 6,500 dollars.
SpecialistPuntanews: results of the 2025-2026 summer season according to the Ministry of Tourism · checked 29 Sep 2026
For living with children, realtors recommend Cantegril, Beverly Hills, Pinares and Mansa. Península, La Barra and Roosevelt are jammed with traffic in summer.
SpecialistLa Cite Realtors: international schools in Maldonado and where to live nearby · checked 29 Sep 2026
Cartagena
Nothing yet
Housing
Punta del Este
Maldonado department: average existing contract 23,083 pesos a month, new 25,177 - more than Montevideo (July 2026). INE does not calculate the city separately.
OfficialINE: average rent by department, existing contracts · checked 29 Sep 2026
A two-bedroom apartment for a year or for winter is asked at 700 to 3,500 dollars a month, median about 1,550. Plus gastos comunes separately, up to 1,000–1,400 dollars in towers.
SpecialistGallito: two-bedroom apartments for rent in Punta del Este, 80 listings on the page · checked 29 Sep 2026
A two-bedroom apartment in Punta del Este is on sale for 138–967k dollars, median about 270k for 75 m². These are asking prices, not transactions.
SpecialistGallito: two-bedroom apartments for sale in Punta del Este · checked 29 Sep 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Punta del Este
The INE minimum food basket for the country excluding the capital is 5,421–5,621 pesos per person a month, for a family of four 21.7–22.5k. Data from 2025.
OfficialINE: income poverty estimate, first half of 2025, with poverty lines · checked 29 Sep 2026
A family of three renting housing outside the capital is considered poor at an income below 42,055 pesos a month. In Punta del Este the real bar is much higher.
OfficialINE: income poverty estimate, first half of 2025, with poverty lines · checked 29 Sep 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Punta del Este
International schools Woodside, St Clare's and Garzón School. According to a realtor's estimate, 6–15k dollars a year per child, with higher grades costing more.
SpecialistLa Cite Realtors: international schools in Maldonado and where to live nearby · checked 29 Sep 2026
Cartagena
Nothing yet
Healthcare
Punta del Este
The ASSE state hospital and the Mautone sanatorium are in the neighbouring city of Maldonado. In Punta del Este itself, on Roosevelt, parada 13, is the head office of the private mutualista Asistencial.
OfficialASSE: Hospital Departamental de Maldonado Dr. Elbio Rivero Moreno · checked 29 Sep 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Punta del Este
A Montevideo – Punta del Este ticket from COPSA costs 466 pesos, return 932. To Maldonado 450, with a student discount.
SpecialistCOPSA Línea Este: intercity bus fares from 7 January 2026 · checked 29 Sep 2026
Only Buenos Aires and São Paulo have regular flights all year round. Santiago, Asunción and Campinas are added only in summer. Data for the 2024–2025 season.
SpecialistAviacionline: Punta del Este adds flights for the 2024-2025 season · checked 29 Sep 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Punta del Este
July is the coldest month: average minimum 8.7 degrees, maximum 14.4. Summer is mild: in January 18.1 and 25.2.
OfficialWMO, World Weather Information Service: climate normals for Punta del Este · checked 29 Sep 2026
About 1,010 mm a year, evenly distributed: from 67 mm in December to 94 mm in August, 8–10 rain days in any month.
OfficialWMO, World Weather Information Service: climate normals for Punta del Este · checked 29 Sep 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Punta del Este
In 2025 there were 14 homicides in the Maldonado department, about 6.6 per 100 thousand residents. Nationwide, 10.3.
SpecialistMontevideo Portal: breakdown of 2025 homicides by department · checked 29 Sep 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Punta del Este
Antel fibre from 1,650 pesos for 400 Mbit/s to 4,342 for a gigabit. For holiday-home owners there is Fibra Temporada for 865 pesos: unlimited data from December to March.
OfficialAntel: data plan price list, 2026 · checked 29 Sep 2026
Cartagena
Nothing yet
Services
Punta del Este
The UTE tariff is uniform: 300 kWh comes to about 2,940 pesos, 600 kWh about 5,470. In apartments, gastos comunes come on top: from 13k pesos to 1,400 dollars.
OfficialDecree 339/025: UTE tariffs from 1 January 2026 · checked 29 Sep 2026
OSE, Maldonado resort zone: 47.41 pesos per m³ up to 15 m³ plus a fixed charge of 636.68. For 15 m³ with sewage about 2,200 pesos a month, more than in Montevideo.
OfficialDecree 340/025: OSE water and sewerage tariffs from 1 January 2026 · checked 29 Sep 2026
We did not find network gas in Punta del Este: the distributors Montevideo Gas and Conecta do not list Maldonado. Refilling a 13 kg cylinder costs about 1,216 pesos.
OfficialURSEA: network gas, tariffs of distribution companies · checked 29 Sep 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

