Rosario vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Rosario cheaper — −70%
Family budget
✓in Cartagena cheaper — −34%
Ready-made house
✓in Rosario cheaper — −24%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Rosario≈ $401–550ARS 620–850kcheaper by 70%Cartagena≈ $1,070–2,140COP 3.5–7.04MPiped gas
✓Rosario≈ $0.21 per m³ARS 324.5 per m³cheaper by 73%Cartagena≈ $0.77 per m³COP 2,539 per m³Family budget
per monthRosario≈ $974ARS 1,505,487✓Cartagena≈ $639COP 2,099,220cheaper by 34%Winter
averageRosario11 °C11 °CCartagena24–31 °C24–31 °CPrecipitation
per yearRosario1,055 mm1,055 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Rosario$147,250 – 370k$147,250 – 370kcheaper by 24%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Housing
Rosario
A two-bedroom apartment is most often 620–850k pesos a month, median 750k (about 490 dollars). In Puerto Norte asking prices reach 1.8 million. Building fees on top.
SpecialistMercado Libre: two-bedroom apartments for rent, Rosario · checked 6 Oct 2026
A three-bedroom house by listings is most often 147–370k dollars, median about 260k. Sellers quote prices in dollars.
SpecialistMercado Libre: three-bedroom houses for sale, Rosario · checked 6 Oct 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Rosario
The minimum food basket for a family of four in the Pampas region (INDEC) is about 678k pesos a month, June 2026. There is no separate figure for Rosario.
OfficialIPEC Santa Fe, INDEC series: basic food basket (extreme poverty line) per adult equivalent, Pampas region, 2017 to June 2026 · checked 6 Oct 2026
The poverty line for a family of four in the Pampas region is 1.51 million pesos a month (June 2026), without rent. With a rented two-bedroom: 2.1–2.4 million.
OfficialIPEC Santa Fe, INDEC series: total basic basket (poverty line) per adult equivalent, Pampas region, 2017 to June 2026 · checked 6 Oct 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Rosario
Fee caps at state-subsidised private schools as of October 2025: 62–278k pesos a month. Only 6% of schools have no cap, mostly in Rosario.
SpecialistLa Capital: in Santa Fe only a handful of private schools have no fee cap · checked 6 Oct 2026
Cartagena
Nothing yet
Healthcare
Rosario
Foreigners without residence must pay in national hospitals. In July 2026 a bill was filed in Santa Fe to charge them in provincial ones too; emergency care stays free.
SpecialistLa Voz de San Justo: national hospitals charge foreigners without residence · checked 6 Oct 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Rosario
In 2025 Rosario had flights to Panama, Rio, Lima and Florianópolis, and at home to Buenos Aires, Bariloche, Iguazú, Mendoza and Salta. Buenos Aires is 300 km away.
OfficialArgentina's Ministry of Tourism, “Conectividad Aérea”: main air routes by year (flights and passengers) · checked 6 Oct 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Rosario
January averages 24.8 degrees, about 31 by day and 19 at night. From September to February there are heat waves up to 38–40, the record is 40.5 in January 2006.
SpecialistClimates to Travel: climate of Rosario, normals 1991–2020 · checked 6 Oct 2026
About 1,055 mm a year. Rainy from October to April (108–138 mm a month), often in thunderstorms; driest in June–August (23–35 mm).
SpecialistClimates to Travel: climate of Rosario, normals 1991–2020 · checked 6 Oct 2026
The average July temperature is 10.7 degrees: 16.5 by day and about 5 at night. On cold nights down to -3.5, snow almost never falls. Winter is humid, about 75–79%.
SpecialistClimates to Travel: climate of Rosario, normals 1991–2020 · checked 6 Oct 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Rosario
Rosario department, January–June 2026: 47 homicide victims, the fewest since 2014 and 32% fewer than a year earlier. Province-wide in 2025: 5.6 per 100k.
OfficialSanta Fe Public Security Observatory: homicides in the province, January–June 2026 · checked 6 Oct 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Services
Rosario
EPE electricity without subsidy from 1 September 2026: 245 to 431 pesos per kWh by step plus 3.8k a month. 300 kWh is about 96k pesos before taxes (63 dollars).
OfficialEPE Santa Fe: full residential tariff schedule, consumption from 1 September 2026 (PDF “Cuadro Tarifario Septiembre 2026” in the “Usuarios” section) · checked 6 Oct 2026
Litoral Gas in Rosario without subsidy: 324.5 pesos per m³ plus a fixed charge from 3.6k (R1), before taxes. 100 m³ in winter is about 36k pesos (24 dollars).
OfficialENReGE (formerly ENARGAS): natural gas tariffs of all distributors from 1 September 2026 (Excel), Litoral Gas, Santa Fe province · checked 6 Oct 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026