Encarnación vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Encarnación cheaper — −80%
Family budget
≈ about equal≈ $634₲3,732,432 and ≈ $639COP 2,099,220 per month
Ready-made house
✓in Encarnación cheaper — −64%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Encarnación≈ $255–373₲1.5–2.2Mcheaper by 80%Cartagena≈ $1,070–2,140COP 3.5–7.04MFamily groceries
per monthalmost equalEncarnación≈ $280₲1,650,472Cartagena≈ $290COP 953,232Family budget
per monthalmost equalEncarnación≈ $634₲3,732,432Cartagena≈ $639COP 2,099,220Winter
averageEncarnación16 °C16 °CCartagena24–31 °C24–31 °CPrecipitation
per yearEncarnación1,760 mm1,760 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Encarnación$85–160k$85–160kcheaper by 64%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Housing
Encarnación
A two-room apartment in the Centro area, three blocks from the Costanera, is PYG 1.5 million; by the river in Ribera Bolik it is 2.2 million. New buildings on the waterfront start at 4 million.
SpecialistInfoCasas: two-bedroom 3 blocks from the Costanera, 1,500,000 guaraníes per month · checked 30 Sep 2026
A new 3-bedroom house in Cambyretá is $85k, in San Pedro $89k, and right by the waterfront in San Isidro $160k. In the expensive part of Cambyretá, up to $264k.
SpecialistInfoCasas: new 105 m² house with a pool in Cambyretá, $84,900 · checked 30 Sep 2026
A 384–440 m² plot on the outskirts (Ita Paso, La Esperanza) is PYG 115–180 million; in Quiteria on paved road, 330 million. In the centre, 500 m² is $110k.
SpecialistViaParaguay: 384 m² plot in Ita Paso, 200 m from Ruta 1, 115,000,000 guaraníes · checked 30 Sep 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Encarnación
The minimum food basket in the country’s cities is PYG 412,618 per person, about 1.65 million for a family of four, roughly $280. There is no figure for the city itself.
SpecialistABC Color: INE data on monetary poverty for 2025, cost of baskets · checked 30 Sep 2026
The INE poverty line is PYG 933,108 per person, for a family of four 3.73 million a month without rent. With a two-room apartment in Centro (1.5–2.2 million) it comes to 5.2–5.9 million.
SpecialistABC Color: INE data on monetary poverty for 2025, cost of baskets · checked 30 Sep 2026
The price gap with Posadas is shrinking: the guaraní has strengthened from 7,800 to 5,900 per dollar, and merchants call sales sluggish. The advantage remains for some goods.
SpecialistFM 89.3: in Encarnación Argentines spend less, according to the head of the chamber of commerce · checked 30 Sep 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Encarnación
There are private schools in the city (Bautista, Divina Esperanza, Riogrande), but no prices for them. Nationally the typical level is PYG 0.9–1.5 million a month. Few are bilingual.
SpecialistRDN: private education in Paraguay, segments by size of monthly fee · checked 30 Sep 2026
Cartagena
Nothing yet
Healthcare
Encarnación
Since July 2025 specialised care in Itapúa has moved to the new Hospital General de Itapúa, and there is also the private Sanatorio Itapúa. The most complex cases go to Asunción.
SpecialistABC Color: Hospital Regional de Encarnación reduces intake after the opening of Hospital General de Itapúa · checked 30 Sep 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Encarnación
The bus to Asunción takes 4–7.5 hours, a ticket is PYG 120–150k ($20–25), about 16 departures a day. Night departures take about 5 hours.
SpecialistCheckMyBus: Encarnación - Asunción buses, travel time and number of departures · checked 30 Sep 2026
There are no scheduled flights from Encarnación. The nearest working airport is in Posadas across the bridge; from 1 November 2026 JetSMART flies from there to Buenos Aires from $66.
SpecialistAviacionline: with no flights in Encarnación, JetSMART urges Itapúa residents to fly from Posadas · checked 30 Sep 2026
The bridge is open around the clock. On weekdays the queue is 30–60 minutes, at weekends 2 hours or more. The train takes 8 minutes, a ticket is PYG 18,000, the bus 17,000.
SpecialistMisiones Online: how long the crossing from Posadas to Encarnación takes, joint border control · checked 30 Sep 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Encarnación
July is the coldest: on average 16.2 degrees, about 22 by day and about 10 at night. Frosts are rare, but the station record is minus 6 degrees (June 1945).
SpecialistClimas y Viajes: climate of Encarnación, monthly averages 1991-2020 · checked 30 Sep 2026
January: on average 27 degrees, about 33 by day and about 21 at night. Heat waves above 35 occur from September to March; the station record is 42 degrees (December 2008).
SpecialistClimas y Viajes: climate of Encarnación, monthly averages 1991-2020 · checked 30 Sep 2026
About 1,760 mm a year, no dry season: the driest month, July, has 105 mm, the wettest, October, 180 mm. The daily record is 268 mm (December 1997).
SpecialistClimas y Viajes: climate of Encarnación, monthly averages 1991-2020 · checked 30 Sep 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Encarnación
Itapúa is fourth in the country for homicides: 46 intentional ones in January–August 2026. The outlet names Cambyretá as a risk zone. There is no data by city district.
SpecialistABC Color: stronger security in Itapúa ahead of the Mundial de Rally, Ministerio Público statistics · checked 30 Sep 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Encarnación
Home fibre: Claro 100 Mbit/s symmetric for PYG 95k, Personal 400 Mbit/s for 150k ($16–25). Coverage is built block by block.
SpecialistClaro Paraguay: 100 Mbit/s symmetric internet, 95,000 guaraníes · checked 30 Sep 2026
Cartagena
Nothing yet
Services
Encarnación
Electricity is on an ANDE tariff that varies by hour: at peak hours (12–16 and 18–22) it is PYG 669 per kilowatt-hour, against the previous 404. There is no separate tariff for the city.
SpecialistABC Color: new ANDE tariff scheme, peak-hour rates 65% higher · checked 30 Sep 2026
Cooking is done on cylinder gas: a 10 kg cylinder costs PYG 110–125k ($19–21) nationwide. About half of homes cook on gas, a third on electricity.
SpecialistLa Nación: gas price to rise by an average of 500 guaraníes per kg, the 10 kg cylinder to go up to 110,000 · checked 29 Sep 2026
Water is supplied by ESSAP: PYG 1,767 per m³ up to 15 m³ plus a fixed charge of 8,236 (the general 2018 tariff). About 60% of the city is covered by water; sewerage is run by EBY, not ESSAP.
SpecialistABC Color: ESSAP head on the Encarnación municipality's lawsuit: water coverage about 60%, sewerage handled by EBY · checked 29 Sep 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

