Florianópolis vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Florianópolis cheaper — −33%
Family groceries
✓in Cartagena cheaper — −41%
Ready-made house
✓in Cartagena cheaper — −28%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Florianópolis≈ $864–1,270R$4,500–6,621cheaper by 33%Cartagena≈ $1,070–2,140COP 3.5–7.04MPiped gas
Florianópolis≈ $1.37 per m³R$7.14 per m³✓Cartagena≈ $0.77 per m³COP 2,539 per m³cheaper by 44%Family groceries
per monthFlorianópolis≈ $490R$2,553✓Cartagena≈ $290COP 953,232cheaper by 41%Winter
averageFlorianópolis13–20 °C13–20 °CCartagena24–31 °C24–31 °CPrecipitation
per yearFlorianópolis1,544 mm1,544 mmCartagena1,017 mm1,017 mmReady-made house
purchaseFlorianópolis≈ $288–653kR$1.5–3.4M✓Cartagena≈ $228–453kCOP 750–1,487.5Mcheaper by 28%
By topic
A quick look at each city. Details and sources are on the city page.
Daily life
Florianópolis
According to the IBGE estimate, Florianópolis has 598 thousand residents in 2026, almost 11 thousand more in a year. The 2022 census counted 537 thousand.
OfficialIBGE: Florianópolis population estimate, 2024-2026 · checked 29 Sep 2026
Cartagena
Nothing yet
Housing
Florianópolis
By listings, a two-room apartment in Centro is about 4,500 reais a month, in Lagoa 4,500, in Itacorubi 5,700, in Campeche 6,600. The building fee (condomínio) and tax are on top.
SpecialistQuintoAndar: apartments for rent with two or more bedrooms, Centro · checked 29 Sep 2026
61.19 reais per m² a month in August 2026, fifth place among 22 capitals. Most expensive are Agronômica and Centro, cheaper are Ingleses and Capoeiras.
SpecialistFipeZAP Index: residential rent, August 2026 report, Florianópolis page · checked 29 Sep 2026
An apartment averages 13,531 reais per m² (August 2026), a two-room apartment 12,993. That is more than São Paulo; prices rose 8.2% over the year.
SpecialistFipeZAP Index: historical series of sale and rent prices by city, Florianópolis sheet · checked 29 Sep 2026
A house in Campeche by listings is 1.5–3.4 million reais (nine out of ten), one for 6.4 million. In total the results include 341 listings with three or more bedrooms.
SpecialistQuintoAndar: homes for sale with three or more bedrooms, Campeche · checked 29 Sep 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Florianópolis
DIEESE's basic basket in August 2026 is 850.90 reais per adult. For a family of two adults and two children, about 2,550 a month.
SpecialistDIEESE: national basic food basket survey, August 2026 · checked 29 Sep 2026
DIEESE calculates that a family of four needed 7,566 reais a month in August 2026. The figure is one for the whole country and already includes housing; it does not reflect Florianópolis rents.
SpecialistDIEESE: nominal and necessary minimum wage by month · checked 29 Sep 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Florianópolis
In 2025, 150 schools with primary and secondary grades; more than half of the schools with younger grades are private. 37.5% of schoolchildren attend private schools.
OfficialIBGE Cidades based on INEP school census data: schools, students and teachers in Florianópolis, 2025 · checked 29 Sep 2026
Three well-known schools in the city (Energia, Catarinense, Bom Jesus): 1,544–3,033 reais a month according to Procon for 2023. Today it is more.
OfficialProcon Santa Catarina: survey of monthly school fees, 2023 (Florianópolis, São José, Palhoça, Biguaçu) · checked 30 Sep 2026
Cartagena
Nothing yet
Healthcare
Florianópolis
Public: the Carmela Dutra maternity hospital in Centro and the university hospital in Trindade with a neonatal intensive care unit. A private option is Ilha Hospital in Pantanal.
OfficialBrazil's Ministry of Health, open data "Hospitals and Beds": entry for Maternidade Carmela Dutra · checked 29 Sep 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Florianópolis
A trip paid in cash or by QR is 7.70 reais, with a resident card 6.20, with a tourist card 7.20. The express bus is 20 reais.
SpecialistConsórcio Fênix, city bus operator: fares and FAQ · checked 29 Sep 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Florianópolis
July is the coolest month: on average from 13.3°C at night to 20.4°C by day. No frost, but not beach weather either, and it rains 9 days a month.
OfficialWMO, World Weather Information Service: climate normals for Florianópolis · checked 29 Sep 2026
February is the warmest month: on average from 21.8°C at night to 28.4°C by day. It is also the rainiest month, almost 200 mm.
OfficialWMO, World Weather Information Service: climate normals for Florianópolis · checked 29 Sep 2026
About 1,540 mm a year and 144 days with rain. It pours most in summer, from January to March, and is driest in June.
OfficialWMO, World Weather Information Service: climate normals for Florianópolis · checked 29 Sep 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Florianópolis
25 homicides in 2025 against 31 in 2024. For 587 thousand residents that is about 4 per 100 thousand.
OfficialSSP-SC: monthly indicators bulletin, December 2025, homicides by municipality · checked 29 Sep 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Florianópolis
Fiber of 350–1000 Mbps costs about 80–120 reais a month: Claro 600 Mbps, 99.90; Vivo 700, 100.00. The average measured speed in the city is 202 Mbps.
SpecialistMinha Conexão: internet in Florianópolis, provider ranking and cheapest plans · checked 1 Oct 2026
Cartagena
Nothing yet
Services
Florianópolis
Water is supplied by CASAN. On 2–3 September 2026, because of a burst water main, 28 districts, including Centro and Trindade, were left without normal supply.
OfficialARESC, state regulator: notice of a water main break in Florianópolis, 3 September 2026 · checked 29 Sep 2026
The SCGás network in the center is only being built (since 16 July 2026); tariff 7.14 reais per m³. A 13 kg cylinder averages 127 reais according to ANP (6 points).
OfficialSCGás: residential gas tariff from 1 July 2026, single tier · checked 30 Sep 2026
CASAN water: 29.49 reais a month fixed plus 1.96 / 9.11 / 12.18 / 15.32 per m³ by band. At 15 m³ water is 94.64, with sewage 189.28 reais.
OfficialARESC: CASAN water and sewerage bill calculation file (residential tariff) · checked 30 Sep 2026
CELESC from 22 August 2026: 0.760 reais per kWh before taxes. For 300 kWh this is 227.93 reais before taxes, about 299 with taxes by the calculator site's estimate.
SpecialistEnergy calculator: CELESC tariff for a home from 22 August 2026 (based on ANEEL data) · checked 30 Sep 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

