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City comparison

Lima vs Cartagena

In short

Calculated from the figures below, with no overall “who wins” score.

  • Rent

    in Lima cheaper — −37%

  • Family budget

    ≈ about equal≈ $665S/ 2,272 and ≈ $639COP 2,099,220 per month

  • Ready-made house

    in Lima cheaper — −40%

In numbers

Exchange rate as of the date each figure was checked.

  • House or apartment rent

    per month
    Lima≈ $734–1,270S/ 2,509–4,345
    cheaper by 37%
    Cartagena≈ $1,070–2,140COP 3.5–7.04M
  • Piped gas

    Lima≈ $0.5 per m³S/ 1.73 per m³
    cheaper by 35%
    Cartagena≈ $0.77 per m³COP 2,539 per m³
  • Family groceries

    per month
    Lima≈ $359S/ 1,228
    Cartagena≈ $290COP 953,232
    cheaper by 19%
  • Family budget

    per month
    almost equal
    Lima≈ $665S/ 2,272
    Cartagena≈ $639COP 2,099,220
  • Winter

    average
    Lima15–18 °C15–18 °C
    Cartagena24–31 °C24–31 °C
  • Precipitation

    per year
    Lima13 mm13 mm
    Cartagena1,017 mm1,017 mm
  • Ready-made house

    purchase
    Lima$151k – 260,500$151k – 260,500
    cheaper by 40%
    Cartagena≈ $228–453kCOP 750–1,487.5M

By topic

A quick look at each city. Details and sources are on the city page.

Housing

Lima

Buying an apartment

Apartment price per m²: San Isidro 2605 dollars, Barranco 2556, Miraflores 2464, Surco 1818, La Molina 1510 (Q1 2026, central bank BCRP).

OfficialBCRP: apartment sale prices by district of Lima, dollars per m², Q1 2025 - Q1 2026 · checked 29 Sep 2026

Rent by district

A 100 m² three-bedroom apartment: Barranco 4345 soles a month, San Isidro 4182, Miraflores 3864, Surco 3070, La Molina 2509 (July 2026).

SpecialistInfobae: Urbania Index, apartment rents by district of Lima, July 2026 · checked 29 Sep 2026

Everything about housing in Lima →

Cartagena

Three-bedroom rent

A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.

SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026

Buying an apartment

A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.

SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026

Everything about housing in Cartagena →

Money and prices

Lima

Groceries for a family

The INEI minimum food basket for Lima is 307 soles per person a month, about 1228 for a family of four. Figures for 2025.

OfficialINEI: Perú, evolución de la pobreza monetaria 2016-2025 · checked 29 Sep 2026

Family budget per month

A family of four in Lima counts as poor at spending below 2272 soles a month. The average Lima resident spends 1014 soles, about 4056 for four.

OfficialINEI: Perú, evolución de la pobreza monetaria 2016-2025 · checked 29 Sep 2026

Everything about money and prices in Lima →

Cartagena

Groceries for a family

The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.

OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026

Family budget per month

A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.

OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026

Everything about money and prices in Cartagena →

Family and kids

Lima

Private schools

Well-known private schools in Lima for 2026: 1600–4426 soles a month plus an entrance fee. The American School Roosevelt: from 1747 dollars a month.

SpecialistInfobae: cost of private schools in Lima for 2026 based on the list by Padres magazine · checked 29 Sep 2026

Everything about family and kids in Lima →

Cartagena

Nothing yet

Healthcare

Lima

Healthcare: public insurance

With a foreigner's card (carné de extranjería), a family can take the public insurance SIS Independiente: 39 soles a month for one person, 115 for a family of four or more. There is also a free plan.

OfficialSIS: questions and rates of the SIS Independiente plan · checked 29 Sep 2026

Everything about healthcare in Lima →

Cartagena

The city's main hospital

Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.

SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026

Everything about healthcare in Cartagena →

Transport

Lima

Jorge Chávez Airport

The new terminal opened on 30 May 2025: 30 million passengers in the first year, up to 40 million by 2026. The first flights were LATAM to Atlanta and Iberia from Madrid.

OfficialMTC: opening of the new terminal at Jorge Chávez airport · checked 29 Sep 2026

Getting around the city

The Metropolitano with a feeder route across the whole city is 3.50 soles; short trips on corridor buses are 1–1.50. The second metro line is free for now.

OfficialATU: how to save money on the Metropolitano and corridor buses · checked 29 Sep 2026

Everything about transport in Lima →

Cartagena

Rafael Núñez Airport

In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.

OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026

Everything about transport in Cartagena →

Climate

Lima

Winter

The coldest month is August: average minimum 14.6 degrees, maximum 18.4. July and September are almost the same; in February it is 19.4 and 26.5.

OfficialWMO, World Weather Information Service: climate normals for Lima · checked 29 Sep 2026

Precipitation and seasonality

There is almost no rain: about 13 mm a year, and no month above 5.4 mm. In winter, instead of rain there is garúa drizzle, which wets the streets but barely shows up in millimetres.

OfficialWMO, World Weather Information Service: climate normals for Lima · checked 29 Sep 2026

Humidity and grey skies

In winter humidity is above 90% and reaches 99%: fog, garúa drizzle, dense cloud cover by the sea. Because of the dampness, 15 degrees feels like 13–14.

SpecialistAndina: winter 2025 in Lima, SENAMHI forecast for temperature and humidity · checked 29 Sep 2026

Everything about climate in Lima →

Cartagena

Hot all year round

There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.

OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026

Precipitation and seasonality

About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.

OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026

Everything about climate in Cartagena →

Safety

Lima

Crime by zone

In 2025, 27.6% of Lima residents aged over 15 were victims of crime. In the zone with Miraflores and San Isidro it was 21.5%, in the east with La Molina 31.3%.

OfficialINEI: Victimización en el Perú 2025, ENAPRES survey · checked 29 Sep 2026

Earthquakes

The IGP geophysical institute expects an earthquake stronger than M8.8 near Lima with a tsunami above 8 m. The last one like that was in 1746; when the next will come is unknown.

OfficialIGP: the 1746 earthquake and the expected seismic scenario for Lima · checked 29 Sep 2026

Everything about safety in Lima →

Cartagena

Homicides

According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.

OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026

Everything about safety in Cartagena →

Internet and phone

Lima

Internet for remote work

WIN fibre in Lima: 500 Mbit/s for 99 soles a month, 850 for 119, 1000 for 139. The line is symmetric, traffic is unlimited, and the first month is cheaper.

SpecialistWIN: home fiber-optic internet plans for Lima and Callao · checked 29 Sep 2026

Everything about internet and phone service in Lima →

Cartagena

Nothing yet

Services

Lima

Electricity tariff

Luz del Sur from August 2026: 75.56 centimos per kWh for consumption above 140 kWh and 2.66 soles a month. For 300 kWh the bill comes to about 229 soles.

OfficialLuz del Sur: electricity tariffs including IGV, pliego of 4 August 2026 (document “Tarifas - Setiembre 2026”) · checked 29 Sep 2026

Water and sewerage Sedapal

Water and sewerage: the first 10 m³ at 3.58 soles, more after that. A bill for 15 m³ is about 72 soles with IGV tax; this is a calculation based on the Sedapal tariff.

OfficialSunass: resolution 00145-2025-SUNASS-CD, Sedapal tariff structure for year 5 of the 2022-2027 period · checked 30 Sep 2026

Piped gas Cálidda

Piped gas from Cálidda, September 2026: about 1.73 soles per m³ with tax and 1.29 soles a month. For 30 m³ it comes to about 53 soles. The network is not available everywhere.

OfficialCálidda: tariff table for piped gas in Lima and Callao, service for September 2026 (Osinergmin) · checked 30 Sep 2026

Everything about services in Lima →

Cartagena

Water and sewerage

Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.

OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026

Piped gas from Surtigas

Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.

OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026

Electricity from Afinia

Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.

SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

Everything about services in Cartagena →

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