Montevideo vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Montevideo cheaper — −56%
Family groceries
✓in Cartagena cheaper — −55%
Ready-made house
✓in Montevideo cheaper — −65%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Montevideo≈ $577–827UYU 23,124–33,147cheaper by 56%Cartagena≈ $1,070–2,140COP 3.5–7.04MPiped gas
Montevideo≈ $1.21 per m³UYU 48.55 per m³✓Cartagena≈ $0.77 per m³COP 2,539 per m³cheaper by 36%Family groceries
per monthMontevideo≈ $630–651UYU 25,236–26,112✓Cartagena≈ $290COP 953,232cheaper by 55%Winter
averageMontevideo7–15 °C7–15 °CCartagena24–31 °C24–31 °CPrecipitation
per yearMontevideo1,101 mm1,101 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Montevideo$118k$118kcheaper by 65%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Daily life
Montevideo
From 16k pesos in Casavalle to 34k in Carrasco: between the cheapest and the most expensive neighbourhood it is a little over two times.
OfficialINE: average rent by neighborhood in Montevideo, active contracts · checked 28 Sep 2026
Cartagena
Nothing yet
Housing
Montevideo
The average existing contract in Montevideo is 23,472 pesos a month. Pocitos 28,018, Punta Carretas 28,959, Centro 23,124 (July 2026).
OfficialINE: rental market indicators, July 2026 · checked 28 Sep 2026
The median of registered transactions in Montevideo is 118k dollars (June 2026), nationwide 85k.
OfficialINE: housing sales market indicators, June-July 2026 · checked 28 Sep 2026
A two-bedroom in Pocitos is about 39k pesos a month, in Punta Carretas 50k, in Centro 29.9k. A three-bedroom house in Carrasco is 2,300–5,500 dollars.
SpecialistGallito: two-bedroom apartments for rent in Pocitos · checked 28 Sep 2026
By the listings, about 298k dollars for 72 m² in Pocitos, range 120–680k. These are asking prices, not transactions.
SpecialistGallito: two-bedroom apartments for sale in Pocitos · checked 28 Sep 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Montevideo
The INE minimum food basket for Montevideo is 6,309 pesos per person a month, for a family of four about 25,200. Values for January 2025.
OfficialINE: income poverty estimate, first half of 2025, with poverty lines · checked 28 Sep 2026
A family of three renting housing in Montevideo is considered poor at an income below 54,233 pesos a month. For two the threshold is 39,169.
OfficialINE: income poverty estimate, first half of 2025, with poverty lines · checked 28 Sep 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Montevideo
Enrolment in a state kindergarten from age three and in school goes through the Guri Familia portal. The country of origin and the family's status do not matter.
OfficialMinistry of Education and Culture: guide to enrolling migrants, primary education · checked 28 Sep 2026
Cartagena
Nothing yet
Healthcare
Montevideo
The regulator's benchmark for a personal contribution to a mutualista (a private health fund) is 6,858 pesos a month per person. The cap on a co-payment for a visit, test or medicine is 880 pesos.
OfficialUruguay's Ministry of Public Health: healthcare price adjustment, July 2026 · checked 28 Sep 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Montevideo
One hour of travel with an STM card costs 52 pesos, two hours 78. Cash is more expensive: 64 and 97. The first card is free.
OfficialMontevideo city hall: urban public transport fares · checked 28 Sep 2026
On Ruta 101, kilometre 19.95. There are 18 direct destinations, only Madrid in Europe and only Miami in the US.
SpecialistCarrasco airport: direct destinations · checked 28 Sep 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Montevideo
July is the coldest month: average minimum 7.2 degrees, average maximum 15.0. June and August are almost the same.
OfficialWMO, World Weather Information Service: climate normals of Montevideo · checked 28 Sep 2026
About 1,100 mm a year, and surprisingly evenly distributed: in any month from 83 to 109 mm and 8–10 rain days.
OfficialWMO, World Weather Information Service: climate normals of Montevideo · checked 28 Sep 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Montevideo
Robbery reports (rapiña) in 2025: Pocitos 125, Carrasco 59, Cordón 290, Casavalle 481, Unión 564. These are the number of cases, not adjusted for population.
OfficialUruguay's Ministry of the Interior, open data: crime reports by Montevideo neighborhood (microdata through 2025) · checked 29 Sep 2026
In 2025 Montevideo had 210 homicides out of 369 nationwide, that is 57%. Nationwide it is 10.3 per 100 thousand residents.
OfficialUruguay's Ministry of the Interior: preliminary crime statistics for 2025 · checked 28 Sep 2026
Reports of theft without violence in 2025: Cordón 2,697, Pocitos 2,062, Carrasco 517. This includes thefts from cars and shops, not only from passers-by.
OfficialUruguay's Ministry of the Interior, open data: crime reports by Montevideo neighborhood (microdata through 2025) · checked 29 Sep 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Montevideo
State-owned Antel offers up to 1000/300 Mbit/s over fibre, and the basic home plan is 400/30.
OfficialAntel: data transmission price list, 2026 · checked 28 Sep 2026
From 1,650 pesos for 400 Mbit/s to 4,342 for a gigabit. Taxes included, two-year contract.
OfficialAntel: data transmission price list, 2026 · checked 28 Sep 2026
Cartagena
Nothing yet
Services
Montevideo
From January 2026: 6.744 pesos per kWh up to 100 kWh, 8.452 from 101 to 600, plus a fixed 324.9 pesos a month. For 300 kWh the tariff comes to about 2,900 pesos.
OfficialDecreto 339/025: UTE rates from 1 January 2026 · checked 28 Sep 2026
OSE water from January 2026: up to 15 m³ at 36.91 pesos per m³ plus a fixed charge of 327.5. For 15 m³ that comes to about 880 pesos a month. The municipality bills sewage separately.
OfficialDecree 340/025: OSE water and sewerage tariffs from 1 January 2026 · checked 29 Sep 2026
Montevideo Gas network gas, September 2026, including VAT: 48.55 pesos per m³ plus a fixed charge of 714.86 a month. Summer, 30 m³: about 2,170 pesos; winter, 100 m³: about 5,570.
OfficialMontevideo Gas: current tariff, September 2026, including VAT · checked 29 Sep 2026
The municipality, not OSE, bills sewage in Montevideo: a fixed charge of 80.76 pesos a month and 45.30 per m³ of water (2025 tariff). For 15 m³ that is about 760 pesos, billed every two months.
OfficialMontevideo city government: saneamiento (sewerage) tariff · checked 29 Sep 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026