Santiago vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Santiago cheaper — −50%
Family budget
✓in Cartagena cheaper — −8%
Ready-made house
✓in Santiago cheaper — −42%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Santiago≈ $648–953CLP 622,895–915,901cheaper by 50%Cartagena≈ $1,070–2,140COP 3.5–7.04MPiped gas
Santiago≈ $1.39 per m³CLP 1,336 per m³✓Cartagena≈ $0.77 per m³COP 2,539 per m³cheaper by 44%Family groceries
per monthSantiago≈ $384CLP 369,308✓Cartagena≈ $290COP 953,232cheaper by 24%Family budget
per monthSantiago≈ $698CLP 671,031✓Cartagena≈ $639COP 2,099,220cheaper by 8%Winter
averageSantiago11 °C11 °CCartagena24–31 °C24–31 °CPrecipitation
per yearSantiago286 mm286 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Santiago≈ $132–265kCLP 127,226,542–254,453,084cheaper by 42%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Housing
Santiago
A 70 m² apartment per month: Santiago Centro 623k pesos, Ñuñoa 777k, Las Condes 916k. Utilities on top.
SpecialistEl Diario Inmobiliario: rents by commune in Santiago, Yapo.cl “Radiografía 2025” · checked 28 Sep 2026
Prices are quoted in UF, not in pesos. The average apartment: Ñuñoa 6,200 UF (about 254 million pesos), Santiago Centro 3,100 UF.
SpecialistBioBioChile: apartment purchase prices (BDO Chile) and three-bedroom rents (TocToc) by commune · checked 28 Sep 2026
Three bedrooms per month: La Florida 541k pesos, Ñuñoa 786k, Las Condes 2.08 million. The gap is almost fourfold.
SpecialistBioBioChile: apartment purchase prices (BDO Chile) and three-bedroom rents (TocToc) by commune · checked 28 Sep 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Santiago
The minimum food basket is 92,327 pesos per person per month, about 369k for four. Without household chemicals and meals out.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 · checked 28 Sep 2026
The poverty line for a renting family of four is 994,038 pesos a month. A realistic budget with normal rent is from 1.8–2.2 million.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 · checked 28 Sep 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Santiago
A subsidized school with a co-payment: 122k pesos a month. The German school in Santiago: about 793k pesos in each of ten payments.
SpecialistColegio Alto Palena: information letter on fees for the 2026 school year · checked 28 Sep 2026
Cartagena
Nothing yet
Healthcare
Santiago
The Metropolitan Region has 62 accredited inpatient facilities, 52 of them high complexity. There are three children's hospitals plus two specialized children's centers.
OfficialSuperintendencia de Salud: register of accredited healthcare providers in the Metropolitan Region · checked 28 Sep 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Santiago
Santiago airport handled 15.73 million passengers from January to July 2025, twice the pre-pandemic level. In July there were more international flights than domestic ones.
SpecialistSantiago airport: passenger record for January-July 2025 · checked 28 Sep 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Santiago
The average temperature in July 2026 at the Quinta Normal station was 10.6 °C. Winter is mild on paper, but homes are not insulated, so it can be colder indoors than outside during the day.
OfficialChilean Meteorological Service: average temperature in July 2026, Quinta Normal station (330020) · checked 28 Sep 2026
286 mm a year under the 1991–2020 norm, almost all of it in winter. Over thirty years the norm has dropped by 16%: it was 342 mm.
OfficialDGAC: update of climate normals, 1991-2020 period · checked 28 Sep 2026
By mid-June 2026 the city already had 15 critical pollution episodes. A year earlier at the same date there was one; in 2024, none.
SpecialistEmol: Santiago exceeded the number of critical pollution episodes of the previous two years · checked 28 Sep 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Santiago
In the first half of 2025, the commune of Santiago had 21 homicides, La Pintana and Puente Alto 19 each, Ñuñoa 4, Vitacura 2, and Las Condes and Providencia none.
OfficialReport on homicide victims for the first half of 2025, with figures by commune · checked 28 Sep 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Santiago
Symmetric fiber at 600–940 Mbps for 11,990–15,990 pesos a month ($12–17) on a 12-month promotion. The price goes up afterwards.
SpecialistComparaiso: current home fiber internet rates in Chile · checked 28 Sep 2026
As of June 2026, fiber accounts for 87.3% of all fixed connections in the country, and 77.3% of urban households have wired internet. The average home downloads 699 GB a month.
SpecialistBioBioChile: Subtel telecommunications data for the first half of 2026 · checked 28 Sep 2026
Cartagena
Nothing yet
Services
Santiago
Metrogas piped gas: 1,336 pesos per m³ in the 60–130 m³ band. A winter month with gas heating is about 100 m³, which is roughly 134k pesos ($139).
OfficialMetrogas: publication of new gas rates, in effect from 24 March 2026 · checked 28 Sep 2026
Water with sewerage in Greater Santiago: about 1,384 pesos per m³ including IVA and 944 a month according to an aggregator site. Only the water part is officially verified: 577.57 per m³ in 2025.
SpecialistAhorraHogar.cl: price of a cubic meter of water in Chile, tariffs by company (Aguas Andinas, SISS sheet from 11 May 2026) · checked 30 Sep 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

