Valparaíso vs Cartagena
In short
Calculated from the figures below, with no overall “who wins” score.
Rent
✓in Valparaíso cheaper — −69%
Family budget
✓in Cartagena cheaper — −6%
Ready-made house
✓in Valparaíso cheaper — −61%
In numbers
Exchange rate as of the date each figure was checked.
House or apartment rent
per month✓Valparaíso≈ $435–556CLP 430–550kcheaper by 69%Cartagena≈ $1,070–2,140COP 3.5–7.04MPiped gas
Valparaíso≈ $1.68 per m³CLP 1,665 per m³✓Cartagena≈ $0.77 per m³COP 2,539 per m³cheaper by 54%Family groceries
per monthValparaíso≈ $374CLP 369,308✓Cartagena≈ $290COP 953,232cheaper by 22%Family budget
per monthValparaíso≈ $679CLP 671,031✓Cartagena≈ $639COP 2,099,220cheaper by 6%Winter
averageValparaíso12 °C12 °CCartagena24–31 °C24–31 °CPrecipitation
per yearValparaíso523.9 mm523.9 mmCartagena1,017 mm1,017 mmReady-made house
purchase✓Valparaíso≈ $80,900 – 187kCLP 80–185Mcheaper by 61%Cartagena≈ $228–453kCOP 750–1,487.5M
By topic
A quick look at each city. Details and sources are on the city page.
Daily life
Valparaíso
The 2024 census counted 284,938 people in the commune of Valparaíso and 334,871 in neighbouring Viña del Mar. With Quilpué and Villa Alemana it is one metro area.
OfficialINE: first results of the 2024 census for the Valparaíso region · checked 6 Oct 2026
Cartagena
Nothing yet
Housing
Valparaíso
A two-bedroom apartment in listings costs 430–550 thousand pesos a month, median 480 thousand (about 495 dollars). A one-bedroom is about 395 thousand.
SpecialistChilepropiedades: apartments for long-term rent in the commune of Valparaíso, first eight pages of results (80 listings out of 197) · checked 6 Oct 2026
A 2–4 bedroom house in listings costs 80–185 million pesos, median 170 million (about 175 thousand dollars). By deals, a square metre is a third of Viña's price.
SpecialistChilepropiedades: houses for sale in the commune of Valparaíso, first five pages of results (50 listings out of 331) · checked 6 Oct 2026
Cartagena
A three-bedroom apartment by listings: median 5.5 million pesos a month (about 1,640 dollars), half within 3.5-7 million. In stratum 6 the median is 6.8 million.
SpecialistFincaraíz: three-bedroom apartments for rent in Cartagena · checked 6 Oct 2026
A resale three-bedroom by listings: median 975 million pesos (about 290 thousand dollars), half within 750 million - 1.49 billion. Mostly Bocagrande and Castillogrande.
SpecialistFincaraíz: three-bedroom apartments for sale in Cartagena · checked 6 Oct 2026
Money and prices
Valparaíso
The minimum food basket costs 92,327 pesos per person a month, about 369 thousand for four (380 dollars). The figure is national.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026
Poverty line for a family of four without rent: 671,031 pesos a month. With a two-bedroom flat, food, power, water and internet, about 0.95–1.1 million.
OfficialChile's Ministry of Social Development: cost of the basic food basket and poverty lines, August 2026 report · checked 6 Oct 2026
Cartagena
The DANE minimum food basket for Cartagena is 238,308 pesos per person a month, about 953 thousand (285 dollars) for a family of four. Figures for 2025.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
A family of four in Cartagena counts as poor with income below 2.1 million pesos a month, about 630 dollars (2025). 34.6% of residents are poor, more than in Medellín and Cali.
OfficialDANE: monetary poverty 2025, presentation of results with poverty lines by city · checked 6 Oct 2026
Family and kids
Valparaíso
The German School of Valparaíso (located in neighbouring Viña) charges 14.28 UF a month, about 587 thousand pesos (600 dollars), plus a 30 UF entrance fee.
OfficialColegio Alemán de Valparaíso (located in Viña del Mar): contract for the 2026 school year · checked 6 Oct 2026
Cartagena
Nothing yet
Healthcare
Valparaíso
Valparaíso itself has three accredited high-complexity hospitals: Van Buren and Eduardo Pereira hospitals and Clínica Valparaíso. Neighbouring Viña has seven more.
OfficialSuperintendencia de Salud: register of accredited healthcare providers in the Valparaíso region · checked 6 Oct 2026
Cartagena
Hospital Serena del Mar of the Santa Fe de Bogotá foundation: in Colombia's top 20 in the Newsweek 2026 ranking and first in Cartagena and the Caribbean region. Over 60 specialties.
SpecialistEl Universal: Hospital Serena del Mar, first in Cartagena in the Newsweek 2026 ranking · checked 6 Oct 2026
Transport
Valparaíso
Santiago is 97 km away, 1 h 40 min to 2 h by bus. About 369 departures a day, the first at 06:10, the last at 22:25; a regular ticket costs 4–6 thousand pesos.
SpecialistCheckMyBus: buses Santiago – Valparaíso, timetable and prices · checked 6 Oct 2026
Cartagena
In 2025 about 7.2 million passengers passed through Cartagena airport, 1.7 million of them international. The most popular destinations are Lima, New York, Mexico City, Madrid and Miami.
OfficialAerocivil, open data: commercial air traffic by origin-destination, 2020-2026 · checked 6 Oct 2026
Climate
Valparaíso
The 1991–2020 normal is 524 mm a year, almost all from May to September, 162 mm in June. Summer is nearly dry: January–February about 1 mm. 2025 had 444 mm.
OfficialChilean Meteorological Office: 2025 rainfall and the 1991–2020 normal, Rodelillo station (Valparaíso), code 330007 · checked 6 Oct 2026
The mean temperature in July 2026 at the Rodelillo station (Valparaíso) was 12.0 °C: about 16 by day, about 9 at night. The coldest night of the month was 2.6 °C.
OfficialChilean Meteorological Office: July 2026 temperature, Rodelillo station (Valparaíso), code 330007 · checked 6 Oct 2026
Cartagena
There is no winter: even in the coolest month, January, it averages 23.6 degrees at night and 30.5 during the day. In June-July, 25.7 at night and 31.6 during the day.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
About 1,020 mm a year. From December to April it is almost dry (1-35 mm a month), rains from May to November, most of all in October: 235 mm and 16 rainy days.
OfficialWMO, World Weather Information Service: climate normals of Cartagena 1971-2000 · checked 6 Oct 2026
Safety
Valparaíso
In 2025 the commune of Valparaíso had 24 homicides, neighbouring Viña 15. That is about 8.4 per 100 thousand residents, above the national average (5.4).
OfficialReport on homicide victims in Chile for 2025, with figures by region and commune (published on the Fiscalía website) · checked 6 Oct 2026
The lower city by the sea is in the potential tsunami zone: SENAPRED publishes separate evacuation plans for the Almendral and Puerto sectors.
OfficialSENAPRED: evacuation plans for the Valparaíso region, including for tsunamis · checked 6 Oct 2026
Cartagena
According to Ministry of Defense open data, Cartagena had 360 homicides in 2025 and 381 in 2024. In January-August 2026 there were 191, against 244 in the same period of 2025.
OfficialColombian Ministry of Defense, open data: homicides by municipality (HOMICIDIO) · checked 6 Oct 2026
Internet and phone
Valparaíso
Fibre from 12,990 pesos a month on promotion; the median price after the promotion is 26,990 (about 28 dollars). Tariffs are national; availability is checked by address.
SpecialistRedify: catalogue of home fibre internet plans in Chile, October 2026 · checked 6 Oct 2026
Cartagena
Nothing yet
Services
Valparaíso
Chilquinta: about 292.5 pesos per kWh plus 1,245 a month, IVA not mentioned. 300 kWh is about 89 thousand, with 19% IVA about 106 thousand pesos (109 dollars).
OfficialChilquinta: electricity tariffs for residential customers, table by commune, September 2026 · checked 6 Oct 2026
ESVAL: the average bill for 13 m³ a month in Greater Valparaíso is 30,314 pesos. At the decree's base rates, 15 m³ with sewerage is about 28 thousand pesos with IVA.
OfficialDiario Oficial, 2 May 2026: Ministry of Economy Decree No. 4/2026, ESVAL tariff formulas for 2025–2030 · checked 6 Oct 2026
Gasvalpo piped gas: 1,665 pesos per m³ in the 60–100 m³ band, IVA included. A winter month with gas heating (100 m³) is about 176 thousand, 30 m³ about 58 thousand.
OfficialGasvalpo: list of services and natural gas tariffs, updated 1 September 2026 · checked 6 Oct 2026
Cartagena
Water with sewerage for 15 m³ at the Aguas de Cartagena tariff: stratum 4 about 136 thousand pesos a month (41 dollars), stratum 5 about 241 thousand, stratum 6 about 289 thousand.
OfficialAguas de Cartagena: water and sewerage tariffs, second half of 2026 · checked 6 Oct 2026
Surtigas piped gas for homes: 2,539 pesos per m³ plus 3,942 pesos a month per bill. 30 m³ comes to about 80 thousand pesos (24 dollars). Strata 5-6 pay 20% more.
OfficialSurtigas: piped gas tariffs for regulated users, September 2026 · checked 6 Oct 2026
Since September 2026 a kWh from Afinia costs 1,033 pesos, the price for stratum 4. 300 kWh a month is about 310 thousand pesos (93 dollars), a typical amount for a family with air conditioning.
SpecialistEl Universal: Afinia's price per kWh rose from 950 to 1,033 pesos from September 2026 · checked 6 Oct 2026

